Cover for accidental damage you cause to someone else’s property. It also includes $4,000 cover for your car if it’s damaged by fire, illegal conversion, stolen or damaged by an uninsured driver.
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This is a summary only. See if this policy is right for you by downloading our policy wording which is a full outline of the policy benefits, terms and conditions.
Up to $4,000 cover for repairs to your car after it's been damaged in an accident by an uninsured vehicle. This benefit is available if you identified the party that is at fault, the fault is more than 50% theirs and their vehicle was uninsured.
Cover for legal liability as a result of an accident that causes damage to someone else's property.
If one event causes you to claim across your Tower car, home and contents policies, you'll only need to pay one excess. It's the highest excess that applies.
If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident with someone else you've identified that's more than 50% their fault.
If you replace your vehicle or buy a new one, we'll automatically cover the new or replacement vehicle for 14 days.
With this selected benefit you have access to RoadWise, our 24-hour breakdown assistance programme.
Windscreen and window glass are covered under this policy if they’re damaged by fire or theft, including attempted theft. If you choose this benefit, your windscreen claim will be excess-free and you’ll keep your no claims bonus. This does not include mirrors, lights, indicators or their covers.
If you took out your insurance before 12 October 2016 a different policy wording will apply. Please contact us to get a copy of the correct wording.
If you are not completely happy with your policy, please tell us within 15 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.
Covers damage to your car, including fire and theft, plus damage you cause to someone else’s car or property. Our most popular car insurance product.
Covers damage you cause to someone else’s car or property. Our most basic car insurance product.