Cover4Car™ is available in 3 levels of cover (click to download the policy to read all its benefits)
Cover4Car™ (The Broadest Cover)
Cover4Car™ Third Party Fire & Theft
Cover4Car™ Third Party Only
Some great benefits of Cover4Car™ include:
- No claims bonus protection - you will not lose your No claims bonus if you make a claim, provided you have held full cover insurance with us for the last 2 years with no claims
- Repair guarantee - you get a lifetime guarantee on repairs to your vehicle if you use one of our recommended panel beaters for damage resulting from a claim which is accepted
- Choice of Repairer - you can use your own repairer if you are in an accident and the claim has been accepted by us
- New vehicle - we will replace your vehicle with a brand new one of the same make and model if yours becomes a total loss within the first year of its registration from new.
- Completion of journey - we pay up to $500 to get you home if you have an accident or if your vehicle is stolen and the claim is accepted. We will also pay to return your vehicle home after it has been repaired or recovered.
- Legal defence costs - covers your legal costs to defend a manslaughter or dangerous driving causing death charge up to $1,200
- Natural Disaster Damage - your vehicle is covered if damaged by a natural disaster
- Bodily injury - covers your liability as a result of causing bodily injury (including death), illness, disability, disease, shock, fright, mental anguish or mental injury up to $100,000
Optional Special Benefits of Cover4Car™ you can choose for a little higher premium:
- No excess - you can choose to have nil excess if there are no drivers under the age of 25 years.
- RoadWise - offers you roadside assistance
- Under 25 year old driver exclusion - you can save money by choosing to exclude all under 25 year olds driving your vehicle.
- Windscreen & window glass - cover for accidental breakage of your vehicles windscreen, window glass or sunroof, free of excess and you won't lose your No claims bonus.